Get Ready for the 2026 Tax Filing Season: What Rochester Taxpayers Should Do Now

Tax season may feel far away, but a little preparation now can make a big difference later. According to the IRS, Monday, January 26, 2026, officially marks the opening of the 2026 tax filing season, when taxpayers can begin filing their 2025 federal tax returns .

At Flower City Tax & Accounting in Rochester, NY, we believe that proactive planning leads to smoother filings, fewer surprises, and better outcomes. Here’s what the IRS recommends — and how we can help.

Create or Access Your IRS Online Account

The IRS encourages taxpayers to create or log into their IRS Individual Online Account. This secure portal allows you to:

View your tax account details
Make payments
Manage communication preferences
Help protect your identity and tax information

If you’re unsure how to access or use your IRS account, our team can guide you through the process and answer any questions along the way.

Gather and Organize Your Tax Documents Early

One of the most common causes of filing delays is missing paperwork. Organized records make it easier to prepare an accurate return and reduce stress.

Documents you may need include:

W-2 forms from employers
1099 forms for interest, dividends, unemployment, pensions, or retirement income
1099-K, 1099-MISC, or W-2 forms if you worked in the gig economy
Records of digital asset transactions, such as cryptocurrency or NFTs

If you’re not sure which documents apply to your situation, Flower City Tax can help you identify what’s required and what’s not.

Be Aware of New 2025 Tax Law Changes

Recent tax law updates may impact your return. The IRS notes that new deductions and credits could lower your tax bill or increase your refund, but some credits now have stricter eligibility requirements.

For example, beginning in 2025, certain credits for other dependents require valid Social Security Numbers (SSNs) or Individual Taxpayer Identification Numbers (ITINs) issued by the tax return’s due date .

Tax law changes can be confusing — this is where working with a local tax professional can help ensure nothing is missed.

Understand Income Reporting Requirements

Many taxpayers are surprised to learn that income from:

Side jobs
Gig work
Online sales
Payment apps and marketplaces

is generally taxable income.

Payment platforms may issue Form 1099-K when payments exceed certain thresholds, and taxpayers involved with digital assets must answer related questions on Form 1040 — even if no form is received. Some taxpayers may also receive Form 1099-DA for digital asset transactions .

Proper reporting is essential to avoid IRS notices or penalties.

Check the Status of Your ITIN

If you use an Individual Taxpayer Identification Number (ITIN), it may need to be renewed. The IRS states that ITINs not used on a federal return for 2022, 2023, and 2024 expired on December 31, 2025, and must be renewed before filing if still needed .

Flower City Tax can help determine whether your ITIN is still valid and assist with renewals if necessary.

Prepare for Direct Deposit Refunds

The IRS is continuing its transition away from paper refund checks and strongly encourages direct deposit for refunds. Taxpayers without a bank account are encouraged to open one to avoid delays.

Direct deposit is faster, safer, and more reliable — and we’ll make sure your refund information is set up correctly.

Work With a Trusted Rochester Tax Professional

Every tax situation is different, especially with ongoing changes to tax laws, digital income reporting, and IRS procedures. Getting ahead now can save time, money, and stress later.

If you’re preparing for the 2026 tax filing season and want expert guidance, Flower City Tax & Accounting is here to help Rochester-area individuals, families, and small businesses file with confidence.

📍 Local. Experienced. Proactive.
📞 Contact Flower City Tax today to schedule a consultation and get ready for tax season the right way.

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